about insurance and the benefits provided

Benefit Insurance

What is insurance?

Insurance is a form of agreement made by 2 parties, namely the customer and the owner of the company, the customer has the obligation to pay monthly to the company to get compensation for unexpected events that befall the customer.

Who can use insurance?

everyone has the right to purchase an insurance policy and become a customer of the purchased policy. If you want to register it for someone else, you need a family relationship or relationship with legal interests such as husband and wife, father/mother and children. The existence of an insurable interest is also required when determining the heirs of the policy. In this case the insurable interest between the Insured and the heirs (beneficiaries).

When can insurance be used?

To answer that question, I can't answer all companies the same. Because indeed every product that is sold there is a contract or agreement and different requirements in each company.

But in general, if the insurance is active you can use the rights you have. But there are also certain conditions or it takes a long time for the insurance to be active

Where to buy insurance?

In the current era, buying insurance online is the best choice, you can buy it anywhere and anytime. Like buying directly through the official website of the provider company.

This insurance company website not only contains the profile, vision, mission, career, and company address but also provides information about the products or services that the company sells.

Buying on the company's official website can be said to be profitable because insurance is obtained directly from the first hand.

Besides the information is more secure, the price is also not manipulated. If you have any questions, you can ask directly to customer service via the provider company.

Why is insurance important?

Insurance will provide protection when you experience a risk in the future. The protection you get of course depends on the type of product you choose.

If you choose health insurance, then you will get protection in health care. While for vehicle insurance products, the company will bear the risk if the customer experiences damage to the vehicle we have.

By buying insurance early, you don't have to worry about losses from uncertainties that occur in the future

How the insurance company business makes a profit?

The average customer may only know that the insurance company has the advantage of administrative fees that are deposited by their customers every month

In fact, companies that promise to provide sum assured in the billions, don't just rely on their customers' premium funds to replace claims.

They benefit by rotating the total customer premiums collected in various financial investments.

Of course, the selected product is a high-risk type, because only high-risk investments can also provide high returns.